When it comes to lien recovery, you may have come to the conclusion that it’s not cost-effective to divert valuable resources to perform junior lien loss mitigation. We agree.

Junior lien loss mitigation requires you to be swift, nimble and proactive in completing workouts prior to the senior lien’s foreclosure sale. All too often the expenditure of resources needed to accomplish this are simply not commensurate with the recovery amount.

That’s where 2nd Lien Recovery/Millenia Recovery Group comes in. We’re a national financial services company offering a variety of products and outsourcing services related to junior lien loss mitigation. Not only can we maximize your junior lien recovery potential, we can free up internal resources for the pursuit of higher dollar recoveries in the senior lien loss mitigation area.

Millenia specializes in the management and rehabilitation of sub-performing and non-performing loans and junior liens, including defaulted mortgages as well as severely delinquent and charged-off loans. Our processes and systems increase recoveries, assist you in improving loss mitigation workout ratios, ensure the highest possible recovery for each loan, and restore your faith in the phrase "money in the bank."